Refinancing Loan

This type of loan offered for borrowers who have properties. Borrowers can apply for a cash surplus depending on the market value of the real estate and the bank’s existing loans. In license money lender term, it means that you can use your property to get emergency cash out. This cash out is usually for a short period of time, and you need the cash quickly.

Why need this loan?

Refinancing loan is easier to get, because it will lower the risk of money lender, if the property is used for refinance. The loan amount is depends on the market value of the property. If you unable to pay back installment, they can execute the property to claim back the outstanding money from borrowers.

Requirements for this loan

At least you must own a property to refinance. However, the differential of current outstanding charged and the property market value must be quite substantial. Or else it may not worth to get the cash-out. Most preferable is that the property is Fully Paid-Off. Besides, the land title must not be Malay Reserved Land, but preferably it is a Freehold Land.

Who are we?

We are a money lender with plenty years of experience in this type of loan. In addition, we can give you the cash out of the excess between property value and outstanding loan amount.

Besides, we provide services in KL such as KLCC, Cheras, Kepong, Bangsar, and Seputeh. Whilst in Selangor such as Shah Alam, Petaling Jaya, Ampang, Damansara, and Puchong. In other parts of Malysia, it includes Johor, Malacca, Penang, Pahang, Negeri Sembilan and Perak.


Do not hesitate to call us. Because we offer a free consultation for you to guide you which loans is suitable for your need.

Do read up our other services in Personal Loan, Cheque Cashing, and Business Loan.