Caveat Loan is a type of loan that involves caveats document. This document can be lodged with the property or land ownership. The document states that property is used as collateral for the loan. Hence, it is a very secure way for money lender to lend a big amount to the borrower.
If the borrower unable to make full repayment, the lender has the right to execute the signed SPA. Then, the property will transfer ownership, and the loan amount treated as payment for the asset. In addition, we also provide other loans such as refinancing loan and personal loan.
You must firstly own an accessible equity land or property to qualify this loan. Usually, the lawyers will lead the caveat process by giving out full explanations about the risk of transactions. However, if full payment is made, the borrower will not lose its property.
Sometimes, if there any big opportunities to buy stocks at below market price. Or when you come across in business opportunity for expansion, but you may not able to process due to insufficient cash flow.
In addition, your clients may delay their payments, thus affecting your business cash flow. Hence you might need a working capital loan or temporary business loan to finance your operation.
Thus, we are a money lender which specializing in caveat loan for more than 10 years. Besides, we have already done many caveat loans with legal lawyers. In addition, we specialize in KL and Selangor within Malaysia. It is mainly in Puchong, Putrajaya, Subang, Sunway, Petaling Jaya, Damansara, Kepong, Sungai Buloh, and Selayang.
Therefore, if you own an existing property or land, you may consider caveat loan. We are always here to help you overcome your financial difficulty.
Check out our Business Loan, SME Loan and Working Capital Loan if you are a business owner in need of business financing.